If you’re like many people, you may have mixed feelings about credit cards. On the one hand, they sure are handy. On the other, they can cost you plenty. Consider the following ways smart people make use of theirs though and any negative perceptions you have may change. First of all, responsible credit card users […]
General Bankruptcy
When it comes to financial advice, most of us feel like we could always use more. Unfortunately, most of us never make use of the common sense advice that already exists out there. Take the following tips for example. First, simply stop buying things you don’t need. This is easier said than done, but not […]
While there are countless forms of insurance out there, one kind that almost all of us are familiar with having is auto insurance. In fact, if you have a car, having insurance is essential to getting behind the wheel (some people even have it despite not having a car). However, just like every other form […]
The benefits of being a young adult are endless, but the one disadvantage is the lack of experience you have. This is especially true when it comes to money. So consider the below pieces of financial advice young adults should take to heart. First, begin saving now. Most young adults have a lot of bills […]
Who would like more money? Generally, the answer should be everyone, but especially in this economy, people seem ready to add to their savings. Unfortunately, most of us just don’t have the time to add a part-time job to our day and for a lot of couples, both people are already working. However, neither circumstance […]
Few things we own compare to our home. Aside from being a huge investment, it’s also where our family spends most of their time. As such, home insurance is a no-brainer. However, that doesn’t mean it make sense to pay exorbitant prices for it. The following are all telltale signs that you may be paying […]
Everyone has at least one hobby, something they do to unwind or a favorite way to fill idle time. However, in many cases, the thing you do for fun could actually be something you do for money too. In today’s economy, many people are looking for extra ways to help pad their savings. But imagine […]
When it comes to you and your spouse, there are a number of important conversations that should be had at some point in your relationship. However, at least six of them should be about money. While many couples like to handle their finances separately, put one person in charge of it or simply try to […]
Your life will change in a number of ways after filing bankruptcy. Some of these things will actually be positive though. Obviously, you file bankruptcy because your debts are starting to become too much for you. With bankruptcy behind you, those debts will be a thing of the past (minus some exceptions). However, there will […]
You don’t have to be in serious trouble financially to take a look at your personal finances. Too many people wait for problems to develop before they take a good long look at how much money is coming in and where it’s going. What you should really be doing is analyzing your personal finances on […]