There can be a lot of challenges that stand between a couple and happiness. One of them may actually be setting a budget. Both people involved must understand that this is an important step for them as a couple and for their future together. First, set a date to talk about the budget. This makes […]
Chapter 13 Debt Relief
In theory, staying on budget should be easy enough. You sit down, understand how much you can spend and then refuse to spend more than that. Of course, this is much easier said than done and most of us would welcome all the help we can get. Whether you’re making a budget for the first […]
There are a number of ways you can do more with the money you make, whether we’re talking about simply saving it, using it to pay down debts or putting it toward some long term goal. However, don’t forget about addressing the amount of money you make. Obviously, the more of it you have coming […]
Without a doubt, raising children can be one of the most joyful experiences of your life. But that doesn’t mean it will always be easy and it most certainly won’t be cheap. However, that doesn’t have to mean it can’t be affordable. If you know what you’re doing, there are all kinds of ways to […]
Making money is generally not the problem most people have where their finances are concerned. That’s not to say plenty of people aren’t unemployed or underemployed at the moment and suffering for it. However, a lot of other people wouldn’t be suffering, period, if they just knew how to save more of the money they […]
You want to be successful, and you want to be ready for anything that life throws at you now and when you get older. The best way to do this is to have a financial plan in place. Whether you seek help from a professional financial planner in San Diego, or you try to put […]
When you feel that you may need to file for bankruptcy, chances are very good that you realize you are in serious financial trouble. Filing is not something that anyone takes lightly. However, when you have trouble with your finances, and the debt collectors simply will not leave you alone there may be no other […]
When it comes to you and your spouse, there are a number of important conversations that should be had at some point in your relationship. However, at least six of them should be about money. While many couples like to handle their finances separately, put one person in charge of it or simply try to […]
Your life will change in a number of ways after filing bankruptcy. Some of these things will actually be positive though. Obviously, you file bankruptcy because your debts are starting to become too much for you. With bankruptcy behind you, those debts will be a thing of the past (minus some exceptions). However, there will […]
No one should declare bankruptcy without giving the decision plenty of thought and speaking to a professional before taking the plunge. However, it’s widely known that, sometimes, bankruptcy is absolutely the right thing to do. While it will always come with some negative consequences, there are definitely situations where it’s your best bet. With this […]
