Frequently Asked Questions
Who Will Know About My Bankruptcy Filing?
Many people that come into our office for a debt relief consultation are concerned about the stigma associated with Chapter 7 or Chapter 13 bankruptcy. They are concerned that their friends, relatives and even their employers will know and ultimately treat them differently. Let us start off with ...read more
How Do I Stop A San Diego Foreclosure?
Whether or not you file a Chapter 7 or Chapter 13 bankruptcy to stop your San Diego foreclosure or other debt collection, the bankruptcy will stop, at least temporarily, any San Diego foreclosure. The automatic stay will take effect right away and creditors cannot pursue the debts while in ...read more
Will I Ever Get Credit Again After Bankruptcy?
The question about one’s credit future is one we get a lot when people file for Chapter 7 or Chapter 13 bankruptcy protection in San Diego. The answer to the question is simple: YES! In fact, we find that the majority of people who seek San Diego debt ...read more
Can I Get Fired For Filing Bankruptcy?
One of the common questions we get from San Diego consumers seeking debt relief is whether or not they can be terminated or fired for filing Chapter 7 or Chapter 13 bankruptcy protection. The basic answer to question is: NO! You cannot be terminated because you sought debt relief ...read more
How Much Does Bankruptcy Cost?
As San Diego debt relief lawyers, we offer a free, no obligation consultation. Generally, fees start at $800.00 for a Chapter 7 and more for Chapter 13, but every situation is different depending on the amount of debt and type of debt, whether there are pending law suits, etc. ...read more
Will Bankruptcy Stop Creditor Harassment?
Are your creditors harassing you to the point that you will not even answer your phone? Is your mailbox filled with past due notices? If you answered yes, it is time you called an experienced San Diego bankruptcy attorney to help you file Chapter 7, Chapter 11 or ...read more
Should I Feel Guilty Filing Bankruptcy?
As San Diego debt relief attorneys, we always advise clients that filing for Chapter 7 or Chapter 13 is a decision that is not to be taken lightly. But, we always see hundreds of people that SHOULD be filing bankruptcy who are not. The reason we find this ...read more
How Does Bankruptcy Effect My Spouse?
Often times we hear that only one spouse wants to file for San Diego bankruptcy protection. This is certainly allowed under the bankruptcy code, but there are several things you want to consider. First, if one spouse files for Chapter 7 or Chapter 13 bankruptcy, the other spouse ...read more
I Was Bankrupt Before, Can I File Bankruptcy Again?
There is nothing to stop you from filing bankruptcy as many times as you want, but whether or not your debts will actually be discharged is another question. A San Diego Chapter 7 and Chapter 13 debt relief lawyer will have to help with that. The short answer is you ...read more
What Are The Signs Your Property Is In Distress?
Before an event of default on a loan occurs, there are several warning signs that there might be problems ahead. The most obvious is repeated slow, late payments from a borrower. The real estate taxes might not be kept current as well. There may be frequent and prolonged lease vacancies ...read more
