Posts By: Anthony Thompson

Protect Cosigners

Posted by & filed under Chapter 13 Debt Relief.

San Diego Bankruptcy Lawyers Many prospective Chapter 13 clients in San Diego are concerned about the effect the Chapter 13 bankruptcy debt relief plan will have on a cosigner or an unsecured debt.  When you file Chapter 13 with experienced bankruptcy lawyers, you can lessen the effect of any action against the consigner. When you file a […]

Consolidate Student Loans

Posted by & filed under Chapter 13 Debt Relief.

San Diego Bankruptcy Attorney Most bankruptcy attorneys know as a general rule that student loans cannot be discharged in a Chapter 7 bankruptcy.  It is possible, but very difficult.  The debtor must meet certain standards of undue hardship in order to have the debt discharged under Chapter 7.  Student loans should be handled by your San […]

Lien Stripping

Posted by & filed under Chapter 13 Debt Relief.

San Diego Bankruptcy Lawyers When your 2nd Mortgage is removed because of a bankruptcy filing, it is known as “lien stripping.” This happens when, for example, your home does not have enough equity to cover the first mortgage and the property value is lower than the first mortgage. Lien stripping is an option in both Chapter 11 and […]

Stop Lease Enforcement

Posted by & filed under Chapter 7 Debt Relief.

San Diego Bankruptcy Attorney One of the most common things San Diego bankruptcy attorneys are asked is if a rental agreement or lease can be included in the bankruptcy filing.  The scenario often plays out like this: The San Diego debtor usually cannot afford to make rental payments, among other debts, and decides to list the property […]

Stop Judgments and Lawsuits

Posted by & filed under Chapter 7 Debt Relief.

San Diego Bankruptcy Lawyer If you have a judgment against you stemming from a lawsuit, one of your best options is to consult a San Diego Bankruptcy Lawyer.  That judgment could be for thousands if not hundreds of thousands of dollars for damages, attorney fees and court costs.  This could take a severe toll on your […]

Stop Credit Card Harassment

Posted by & filed under Chapter 7 Debt Relief.

San Diego Bankruptcy Attorney If you are behind on your credit card payments or have a balance you will never be able to pay down, Chapter 7 or Chapter 13 bankruptcy might be right for you.  Your San Diego bankruptcy attorney will tell you that most all credit card debt can be discharged in bankruptcy. But you […]

Stop Tax Liens

Posted by & filed under Chapter 7 Debt Relief.

San Diego Bankruptcy Lawyer Most consumers that seek advice from a bankruptcy lawyer believe that tax liability cannot be eliminated in a Chapter 7 bankruptcy filing. This is simply not the case.  Although the way your bankruptcy lawyer treats your tax liability is a complicated issue, the Bankruptcy Code allows the debtor to receive significant relief from […]

Stop Medical Bills

Posted by & filed under Chapter 7 Debt Relief.

San Diego Bankruptcy Lawyer There is a common myth that medical bills cannot be discharged in bankruptcy.  As San Diego bankruptcy attorneys, we can tell you that this is completely false.  This myth is usually spread by unscrupulous collectors.  Almost ALL unsecured contract debt can be wiped out by your bankruptcy attorney.  The discharge of San Diego […]

Stop Personal Loans

Posted by & filed under Chapter 7 Debt Relief.

San Diego Bankruptcy Attorney In California, a personal loan that is unsecured is usually discharged in a Chapter 7 bankruptcy.  Be careful, because other types of unsecured loans, such as student loans, are generally not.  The only way a student loan can be discharged in a San Diego Chapter 7 is if you can prove […]

Stop Wage Garnishment

Posted by & filed under Chapter 7 Debt Relief.

San Diego Bankruptcy Lawyer When you have gotten into too much debt and your financial situation is spiraling out of control, one of the first things your San Diego creditors will do is garnish your wages.  Once your creditors start taking money, you will have even less to pay bills.  There is really nothing to […]

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