Insurance Coverage Issues in Mold Litigation
Third party liability claims involving mold usually arise from situations in which the underlying issue is a water intrusion problem that results in mold damage to third party property. In fact, most third party claims arise out of another party's first party property damage claim.
Example: A landlord has a pipe break in a rental unit that causes water and mold damage to the tenant's clothing and other personal belongings. While the water and mold damage to the building itself would constitute a first party claim on behalf of the landlord, the tenant may have a potential claim as a third party for damage to his or her personal property as a result of the loss.
As a result of alleged improper conduct/workmanship or inaction by the property owner in remediating the water intrusion problem and/or the resulting mold damage, you might find one (or more) of the following litigation scenarios:
(1) Homeowner, Property Owner, or School versus Builder, Developer, Architect, Subcontractors (HVAC), or Remediation Consultants;
(2) Condominium Owner versus Homeowners' Association;
(3) Tenant versus Landlord or Property Manager;
(4) Buyer of Property versus Seller, Broker, or Contractor; and
(5) Employee Disability or Workers' Compensation Claims.
Call us today for a free evaluation of your legal matter.
Example: A landlord has a pipe break in a rental unit that causes water and mold damage to the tenant's clothing and other personal belongings. While the water and mold damage to the building itself would constitute a first party claim on behalf of the landlord, the tenant may have a potential claim as a third party for damage to his or her personal property as a result of the loss.
As a result of alleged improper conduct/workmanship or inaction by the property owner in remediating the water intrusion problem and/or the resulting mold damage, you might find one (or more) of the following litigation scenarios:
(1) Homeowner, Property Owner, or School versus Builder, Developer, Architect, Subcontractors (HVAC), or Remediation Consultants;
(2) Condominium Owner versus Homeowners' Association;
(3) Tenant versus Landlord or Property Manager;
(4) Buyer of Property versus Seller, Broker, or Contractor; and
(5) Employee Disability or Workers' Compensation Claims.
Call us today for a free evaluation of your legal matter.