{"id":916,"date":"2014-05-20T21:24:48","date_gmt":"2014-05-20T21:24:48","guid":{"rendered":"http:\/\/bankruptcy.thompsonwedeking.com\/?p=916"},"modified":"2014-06-06T21:25:21","modified_gmt":"2014-06-06T21:25:21","slug":"file-bankruptcy","status":"publish","type":"post","link":"http:\/\/www.thompsonlawsd.com\/file-bankruptcy\/","title":{"rendered":"Should You File for Bankruptcy?"},"content":{"rendered":"

When you are facing financial difficulties, one of the choices you have available to you is filing bankruptcy. Despite the stigma, many in San Diego are finding that it is a good and viable solution to their financial troubles, and it might be the right option for you. However, before you decide that you want to file, it\u2019s a good idea to consider whether it is the right choice for you right now.<\/p>\n

One of the first things you will want to do is consider some of the alternatives to getting out of financial danger. For example, if you are in debt, there\u2019s always the option of trying to borrow some money from a family member or friend to take care of the looming bills. However, that might not always be feasible. Talk with a financial advisor about some of the alternate options you might have available to you.<\/p>\n

You also need to learn more about the different types of bankruptcy<\/a> available: Chapter 7 and Chapter 13. Chapter 7 has the potential to wipe out all or most of your debts within about three to six months in most cases. A Chapter 13 filing will let you use your income to make payments on debts over the next few years.<\/p>\n

Speak with an attorney in San Diego who specializes in bankruptcy. He or she can let you know if you are actually eligible, which options are right for you, and will let you know which debts will not cancel. For example, child support will not go away during a bankruptcy. The attorney will be able to give you an idea of what will happen with your property as well. Most of the time, you will not have to worry about losing your personal property, but it is important to remember that each case is different. Your attorney will help you get a better idea of whether bankruptcy is right for you.<\/p>\n","protected":false},"excerpt":{"rendered":"

When you are facing financial difficulties, one of the choices you have available to you is filing bankruptcy. Despite the stigma, many in San Diego are finding that it is a good and viable solution to their financial troubles, and it might be the right option for you. However, before you decide that you want […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12],"tags":[60,45,44,33],"acf":[],"yoast_head":"\nShould You File for Bankruptcy? - Bankruptcy Lawyer<\/title>\n<meta name=\"description\" content=\"The Thompson Wedeking Bankruptcy article library provides all the information you need on Chapter 7, Chapter 11, and Chapter 13 Bankruptcy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.thompsonlawsd.com\/file-bankruptcy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Should You File for Bankruptcy? - Bankruptcy Lawyer\" \/>\n<meta property=\"og:description\" content=\"The Thompson Wedeking Bankruptcy article library provides all the information you need on Chapter 7, Chapter 11, and Chapter 13 Bankruptcy.\" \/>\n<meta property=\"og:url\" content=\"http:\/\/www.thompsonlawsd.com\/file-bankruptcy\/\" \/>\n<meta property=\"og:site_name\" content=\"Bankruptcy Lawyer\" \/>\n<meta property=\"article:published_time\" content=\"2014-05-20T21:24:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2014-06-06T21:25:21+00:00\" \/>\n<meta name=\"author\" content=\"Anthony Thompson\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Anthony Thompson\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"http:\/\/www.thompsonlawsd.com\/file-bankruptcy\/\",\"url\":\"http:\/\/www.thompsonlawsd.com\/file-bankruptcy\/\",\"name\":\"Should You File for Bankruptcy? 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