{"id":54,"date":"2014-02-25T22:41:31","date_gmt":"2014-02-25T22:41:31","guid":{"rendered":"http:\/\/bankruptcy.thompsonwedeking.com\/?p=54"},"modified":"2014-03-11T21:06:21","modified_gmt":"2014-03-11T21:06:21","slug":"bankruptcy-planning","status":"publish","type":"post","link":"http:\/\/www.thompsonlawsd.com\/bankruptcy-planning\/","title":{"rendered":"Bankruptcy Planning"},"content":{"rendered":"<h2>San Diego Bankruptcy Attorneys &#8211; Chapter 7 &amp; Chapter 13 Bankruptcy Lawyer<\/h2>\n<p>As\u00a0San Diego bankruptcy attorneys\u00a0who have been solving consumers debt relief problems for 35 years, one of the major mistakes people make is not filing bankruptcy soon enough. \u00a0People always seem to believe that they will be able to get out from under the mountain of bills. \u00a0Of course, you might be able to, but you should never make any financial decision without sound planning and advice. \u00a0There are certain markers that you need to look out for that will signal you might be an excellent candidate for\u00a0San Diego bankruptcy protection. \u00a0Sometimes you need to sit down and look at the numbers. \u00a0We are here to give you guidance as to when it might be a good idea for you to seek the advice of San Diego bankruptcy attorneys.<\/p>\n<p>There is really no \u201cabsolute\u201d time when you must file for bankruptcy protection, but there are a few indicators that you want to keep in mind. \u00a0Your San Diego bankruptcy attorneys will guide you through the step by step process:<\/p>\n<ul>\n<li>If you are barely able to pay the minimum amount on your credit cards<\/li>\n<li>If you cannot see yourself paying off your bills within the next five years<\/li>\n<li>If you have received a Notice of Sale or Notice of Default<\/li>\n<li>If you have been in a major accident<\/li>\n<li>If you have lost your job<\/li>\n<li>If you are in the middle of a heated divorce proceeding<\/li>\n<\/ul>\n<p>These are some of the most common scenarios for which clients seek the advice of our\u00a0Chapter 7 and Chapter 13 lawyers. \u00a0But, you must keep in mind that filing for bankruptcy will not always eliminate all your debt. \u00a0The following are generally not dischargeable in a Chapter 7 or Chapter 13:<\/p>\n<ul>\n<li>Any child support you may owe<\/li>\n<li>Taxes for which a lien has already been filed<\/li>\n<li>Spousal support or Alimony<\/li>\n<li>Recent large purchases that may be considered luxury items<\/li>\n<li>Debts based on intentional conduct or fraud<\/li>\n<\/ul>\n<p>In choosing your San Diego bankruptcy attorneys, you will want to take several factors into account. \u00a0First, you want to have bankruptcy attorneys who have a wealth of experience. \u00a0Any lawyer can fill out the forms, but only a skilled, experienced bankruptcy lawyer can manipulate the code in order to best serve YOU. \u00a0If your\u00a0Chapter 7 or Chapter 13 lawyer\u00a0does not understand the law or has not had any real life experience, you will get a boilerplate bankruptcy filing.<\/p>\n<p>Second, you will want to make sure that you are dealing with a bankruptcy attorney and only a bankruptcy attorney. \u00a0One of our greatest strengths is the ability to provide personal attention to all our clients. \u00a0You will never speak with anyone other than an attorney. \u00a0We believe that your financial future is too important to leave in the hands of a paralegal or document preparer.<\/p>\n<p>Call our office TODAY to set up a free consultation with an experienced bankruptcy lawyer. At Thompson | Wedeking, because we are San Diego bankruptcy attorneys, we will guide you through each step of the Chapter 7 or Chapter 13 or San Diego County foreclosure process. You can stop any financial crisis before it starts. Call us at 619.615.0767 for more information.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>San Diego Bankruptcy Attorneys &#8211; Chapter 7 &amp; Chapter 13 Bankruptcy Lawyer As\u00a0San Diego bankruptcy attorneys\u00a0who have been solving consumers debt relief problems for 35 years, one of the major mistakes people make is not filing bankruptcy soon enough. \u00a0People always seem to believe that they will be able to get out from under the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>San Diego Bankruptcy Planning Attorneys || Thompson | Wedeking<\/title>\n<meta name=\"description\" content=\"The Thompson Wedeking Bankruptcy article library provides all the information you need on Chapter 7, Chapter 11, and Chapter 13 Bankruptcy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.thompsonlawsd.com\/bankruptcy-planning\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"San Diego Bankruptcy Planning Attorneys || Thompson | Wedeking\" \/>\n<meta property=\"og:description\" content=\"The Thompson Wedeking Bankruptcy article library provides all the information you need on Chapter 7, Chapter 11, and Chapter 13 Bankruptcy.\" \/>\n<meta property=\"og:url\" content=\"http:\/\/www.thompsonlawsd.com\/bankruptcy-planning\/\" \/>\n<meta property=\"og:site_name\" content=\"Bankruptcy Lawyer\" \/>\n<meta property=\"article:published_time\" content=\"2014-02-25T22:41:31+00:00\" \/>\n<meta property=\"article:modified_time\" 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