Stop Creditor Harassment
In San Diego, Chapter 13 debt relief bankruptcy has really made a large impact on the monthly payments owed on credit card debt. With Chapter 13 it is possible to be without credit card debt within three to 5 years. Don’t let another day go by. Let our bankruptcy attorneys help you.
Don't Wait Until Creditors Have Taken Your Hard Earned Money. Contact experienced San Diego Bankruptcy attorneys TODAY by email or call at 619.615.0767 for a free confidential case evaluation.
All bankruptcy attorneys know that credit card debt is the most unmanageable debt. This leads consumers to look for real and practical solutions. Chapter 13 bankruptcy provides that solution. Well all know an individual's credit will be hurt by any bankruptcy filing, but Chapter 13 has the lowest impact of any of the bankruptcy chapters.
The effect on credit score usually lasts for about 5 years, but, as said above, the effect of a Chapter 13 is much less than a Chapter 7 because you are actually paying on your debt in the plan rather having it completely wiped out in a San Diego Chapter 7. If possible, bankruptcy attorneys in San Diego should recommend Chapter 13 over Chapter 7 debt relief. Also, under a Chapter 13, you will be making payments on your other debts which will start to improve your credit score in a couple of years.
Depending on how large your debt is, bankruptcy attorneys in San Diego can use Chapter 13 to restructure credit card debt of a period of three to five years. You will make your payments to the Chapter 13 trustee who will then disburse the payments to your Chapter 13 creditors. Once the plan is over, the remaining debts will be discharged.
The credit card companies will be very aggressive in trying to collect any credit card debt owed. You need an aggressive bankruptcy lawyer to fight back. For over 35 years the Law Office of Harold D. Thompson has helped thousands of individuals in San Diego, Southern California and California get the fresh start and credit card relief they deserve. We can file your bankruptcy case for as little as $800.00. Call our office today at 619.615.0767 or visit our other websites at San Diego Bankruptcy Lawyer Blog or My San Diego Bankruptcy for more information.