In California, a personal loan that is unsecured is usually discharged in a Chapter 7 bankruptcy.  Be careful, because other types of unsecured loans, such as student loans are generally not.  The only way a student loan can be discharged in a San Diego Chapter 7 is if you can prove a hardship.  While this may sound easy, any San Diego bankruptcy attorney will tell you the standard is very high.  Please read our article here

Student loan usually have the most flexible terms which you will want to take advantage of.  But, if you do decide to file a San Diego bankruptcy and attempt to discharge your student loan debt, you may be able to get what is known as a partial discharge.  You will have to be able to show you can't pay the entire loan just a portion.

Don't wait until personal loan debts pile up.  Call the San Diego bankruptcy lawyers at the Law Office of Harold D. Thompson TODAY.  We can start your bankruptcy for as low as $800.00.  When personal loans are making your financial future a nightmare, call us at 619.615.0767 or visit our other websites at San Diego Bankruptcy Lawyer Blog or My San Diego Bankruptcy for more information.