Debt collectors have a legal duty to exercise their right to collection of debts in fair, honest and legal manner. The California legislature has enacted liberal and protective laws to prohibit debt collectors from engaging in unfair or deceptive acts when trying to collect a debt. You have a right to be treated with respect regardless of your financial situation.

Abusive or improper debt collection practices may include any of the following:

• The threat of physical force.
• The threat of criminal action
• The threat of harm to your reputation or your property
• The threat of arrest
• The threat of garnishment of wages or levy unless permitted by law
• Any action against you that is prohibited by law.

Contact our office today.